Sustainability is not just a buzzword, it's a responsibility for financial institutions.
The obligation of subjects to the sovereign is understood to last as long, and no longer, than the power lasteth by which he is able to protect them.
Buying tools: Start by buying the absolute cheapest tools you can find. Upgrade the ones you use a lot. If you wind up using some tool for a job, buy the very best you can afford.
Survival is not about being fearless. It’s about making a decision, getting on and doing it, because you have to.