Never use a credit card for credit. The only kind of credit, or debt, that is acceptable is debt to acquire something whose exchange value is extremely likely to increase, like in a home. The exchange value of most things diminishes or vanishes the moment you purchase them. Don’t be in debt to losers.
不要借贷消费,唯一值得借贷只有一种情况,购买房产这种交换价值极有可能增加的东西。大多数东西的交换价值从你购买的那一刻就会开始减少或消失,不要因债致贫。
"Success is not final, failure is not fatal: It is the courage to continue that counts."
What I want to talk to you about today is the difference between gifts and choices. Cleverness is a gift, kindness is a choice. Gifts are easy -- they're given after all. Choices can be hard. You can seduce yourself with your gifts if you're not careful, and if you do, it'll probably be to the detriment of your choices.
The best way to predict the future is to create it.
"The best stories are those that resonate with the audience on a deeply personal level."