Before I came here I was confused about this subject. Having listened to your lecture I am still confused. But on a higher level.
the only thing we have to fear is fear itself.
阅读,阅读,再阅读。什么都要读。
最重要的是始终把用户放在我们一切工作的中心。
The bank is not a pawnshop, the bank is a credit intermediary.