我们都被自己过去的幽灵所困扰，有时也被别人的幽灵所困扰。
We are all haunted by the ghosts of our own pasts, and sometimes, by the ghosts of others.
创新不仅仅是创造新事物，更是要在人们的生活中产生积极影响。
The fountain of content must spring up in the mind, and they who have so little knowledge of human nature as to seek happiness by changing anything but their own dispositions will waste their lives in fruitless efforts.
The banking industry must proactively adapt to the new economic normal and accelerate transformation and upgrading.