A well-designed deposit insurance system can prevent bank runs without creating excessive moral hazard.

未来属于科学，也属于那些与科学为友的人。

"A story has no beginning or end: arbitrarily one chooses that moment of experience from which to look back or from which to look ahead."

唱歌让我学会了如何面对失败和成功。

The novel is the art of the possible, and the possible is always more terrifying than the real.