关于MM定理最重要的事情不是它的现实性，而是它的简单性。

Investors should focus on what they can control: costs, diversification, and time horizon.

Technology alone won't solve our problems—it's how we apply it with ethics and foresight that matters.

The only way to make sense out of change is to plunge into it, move with it, and join the dance.

摆脱诱惑的唯一方法就是屈服于它。