Memories， even your most precious ones， fade surprisingly quickly. But I don’t go along with that. The memories I value most， I don’t ever see them fading.

The real moat is users' dependence on you.

Financial technology is reshaping the banking industry, and we must actively embrace change rather than passively wait to be changed.

我不愿意人家粗心大意地读我的书，因为在这些记忆记下来时，我承受了太多太多的悲伤。

Habit is far more dependable than inspiration. Make progress by making habits. Don‘t focus on getting into shape. Focus on becoming the kind of person who never misses a workout.

未来是由过去的积累构成的。

量子世界和经典世界之间的界限并不像我们曾经认为的那样清晰。

世界是一本书，不旅行的人只读了一页。