Because we are food for worms, lads. Because, believe it or not, each and every one of us in this room...is one day going to stop breathing, turn cold and die.

The problem with people is that they forget to look at the big picture.

Digital transformation is not a choice but a must; the banking industry must embrace technological change.

重要的是旅程，而非到达。

我坚持我所相信的，不在乎别人的看法。