质量从来不是偶然的；它始终是智慧努力的结果。

The more personal you are, the more universal you become.

What I remember above all about Harvard was being in the midst of so much energy and intelligence. It could be exhilarating, intimidating, sometimes even discouraging, but always challenging. It was an amazing privilege…and though I left early, I was transformed by my years at Harvard, the friendships I made, and the ideas I worked on.

银行的脆弱性是其作为流动性提供者角色的直接后果。