质量不是一种行为，而是一种习惯。

我们读的书和我们交的朋友一样重要。

There is no such thing as a quality problem. There are only problems, and the solutions to those problems may involve quality considerations.

A well-designed deposit insurance system can prevent bank runs without creating excessive moral hazard.

我不害怕死亡，我害怕没有真正活过。