Nowadays, particularly in the United States, if you meet someone at the bottom of society, they may unkindly be described as a "loser." There's a real difference between an unfortunate and a loser, and that shows 400 years of evolution in society and our belief in who is responsible for our lives. It's no longer the gods, it's us. We're in the driving seat.

我不是商人，我就是生意本身！

最大的智慧是知道自己一无所知。

You see, in life, lots of people know what to do, but few people actually do what they know. Knowing is not enough! You must take action.