金融创新要立足客户需求,而不是为了创新而创新。
Financial innovation should be based on customer needs, not innovation for its own sake.
心理学理论的检验标准是其对生活的适用性。
I never guess. It is a capital mistake to theorize before one has data. Insensibly one begins to twist facts to suit theories, instead of theories to suit facts.