挑战不仅仅是给人们钱，而是要理解他们在约束下如何做决策。
The challenge is not just to give people money but to understand how they make decisions under constraints.
Digital transformation is the only way for financial institutions to improve service efficiency and competitiveness.
In times of change, the ability to adapt and remain agile is what separates the winners from the losers.
A novel is a map of a place that doesn’t exist, but feels real.