最有效的政策是那些能协调个人和集体利益的政策。
The most effective policies are those that align individual and collective interests.
I believe it's essential to understand the psychology of the market and the psychology of the individual investor.
看似痛苦的试炼的往往是伪装的祝福。
The writer's duty is to tell the uncomfortable truths that others prefer to ignore.
无思无虑，心境应当平静如水；不求冒进也不忘记，学业当如流水一般永无止境。