译文：奢侈无度可以让家业衰败，过于吝啬也可以让家业衰败；过于愚笨可以坏事，精明过于也可以坏事。赏析：挥霍无度，浪费钱财，过分追求物质享受，再多的家产也可以被败光，而过分吝啬，不懂得散财，不懂得让金钱为我所用，再多的家产都无法产生价值。只会赚钱，不会用钱，金钱将失去意义；只会用钱，不会赚钱，金钱无处可来。人如果愚钝不开，就不会明白世间的道理，做事毫无章法，自然难以成事；而人过于精明，不懂得收敛锋芒，处处要占上风，处处算计别人，做事也难以成功。

当天赋不努力时，勤奋胜过天赋。

The artist must remain free, even from his own style.

In business, as in life, the choices we make define who we are.

I wake up every morning and say to myself, ‘You’re blessed to be alive.’

we all have a great need for acceptance. But you must trust that your beliefs are unique, your own, even though others may think them odd or unpopular, even though the herd may go“That's bad.”

The wise person does not dogmatically assert anything， not even that the wise person knows nothing.