The biggest risk in banking is not lending to bad borrowers, but borrowing from flighty lenders.

这些人很少不是死于自己的所长，所以说，事业达到顶峰就难以持久。守住成功很难，站得更高，看到的风景就更多，面对的诱惑更大，某种诱惑确实能满足你当前的需要，但却会妨碍达到更大的成功或更长久的幸福，这个时候，守住寂寞往往就意味着守住成功。一个人是这样，一个企业也是如此。

"The universe is not only stranger than we imagine, it is stranger than we can imagine."

Competitive strategy is about being different. It means deliberately choosing a different set of activities to deliver a unique mix of value.

"I read a book one day and my whole life was changed."

我们需要从股东资本主义转向利益相关者资本主义。