金融发展的关键在于建立能够可信地承诺保护财产权的制度。

如果你不偶尔失败，你就没有在做任何非常创新的事情。

Swim upstream. Go the other way. Ignore the conventional wisdom. If everybody else is doing it one way, there's a good chance you can find your niche by going in exactly the opposite direction.

原谅你的敌人；没什么能比这样更让他们生气。

做你自己，没有人比你更好。