衡量你投资成功的最佳方式不是看你是否击败了市场，而是看你是否制定了一个财务计划和行为纪律，这些可能会让你达到你想要的目标。
The best way to measure your investing success is not by whether you're beating the market but by whether you've put in place a financial plan and a behavioral discipline that are likely to get you where you want to go.
The best solutions often come from listening—to nature, to science, and to the people on the ground.
最好的解决方案往往来自于倾听——倾听自然、倾听科学、倾听实地工作者。
Institutional discrimination shapes destinies more than individual effort.