我唔系天才，我只系比人努力多啲。

指数基金消除了个股、市场板块和经理选择的风险。只剩下股市风险了。

I think it's important to be kind and compassionate and to treat people with respect.

The best way to predict the future is to create it.

心理的钟摆往返于意义和无意义之间，而不是正确和错误之间。