Reflect upon your present blessings, of which every man has plenty; not on your past misfortunes, of which all men have some.

The value chain is the set of activities through which a product or service is created and delivered to customers.

创新是银行业可持续发展的关键。

机会不会自己发生，你要去创造它们。

自然的韧性给了我希望。