设计良好的存款保险制度可以防止银行挤兑，同时不会造成过度的道德风险。

Take an object. Do something to it. Do something else to it.

把每一天当作生命的最后一天来活。

For those who do return back to the countryside, they find themselves very welcome locally, because with the knowledge, skills and networks they have learned in the cities, with the assistance of the Internet, they're able to create more jobs, upgrade local agriculture and create new business in the less developed market.