The state of nature has a law of nature to govern it, which obliges every one: and reason, which is that law, teaches all mankind, who will but consult it, that being all equal and independent, no one ought to harm another in his life, health, liberty, or possessions.
Financial crises are not acts of God. They are caused by human actions and can be prevented by human actions.
The best investments are those that create value for both shareholders and society.