创新是企业发展的灵魂，没有创新就没有未来。

我们必须敢于梦想，并将这些梦想转化为现实。

That's exhilarating if you're doing well, and very crushing if you're not. It leads, in the worst cases -- in the analysis of a sociologist like Emil Durkheim -- it leads to increased rates of suicide. There are more suicides in developed, individualistic countries than in any other part of the world. And some of the reason for that is that people take what happens to them extremely personally -- they own their success, but they also own their failure.

我不追逐成功，我定义成功。

银行业的未来在于数字化转型。