If you are ready to give up everything else and study the whole history and background of the market and all the principal companies whose stocks are on the board as carefully as a medical student studies anatomy—if you can do all that and in addition you have the cool nerves of a gambler, the sixth sense of a clairvoyant and the courage of a lion, you have a ghost of a chance.

译文：奢侈无度可以让家业衰败，过于吝啬也可以让家业衰败；过于愚笨可以坏事，精明过于也可以坏事。赏析：挥霍无度，浪费钱财，过分追求物质享受，再多的家产也可以被败光，而过分吝啬，不懂得散财，不懂得让金钱为我所用，再多的家产都无法产生价值。只会赚钱，不会用钱，金钱将失去意义；只会用钱，不会赚钱，金钱无处可来。人如果愚钝不开，就不会明白世间的道理，做事毫无章法，自然难以成事；而人过于精明，不懂得收敛锋芒，处处要占上风，处处算计别人，做事也难以成功。

Innovation distinguishes between a leader and a follower.

迷恋歌舞女色的心太浓重了，就会生出虚怯的毛病来；追求钱财利益的心太浓重了，就会生出贪得无厌的毛病来；热衷功名成就的心太浓重了，就会生出造作的毛病来；追求声誉名望的心太浓重了，就会生出言行偏激的毛病来。

【释义】才华、地位或精神境界过于出众的人，越容易引发他人的嫉妒；品行、生活或精神上过于追求洁净无瑕，反而会遭到世人的嫌弃与疏离。