Quality is not a right; it is a privilege.

The key to success in any business is understanding the market better than anyone else.

（一个人）在本不应结束的点上结束、舍弃了自己的努力，这样的人就什么事都可能结束放弃。对于应该厚待与重视的人，没有厚待重视而是慢（薄）待轻视，那么他对什么人、什么事都可以慢待轻蔑。这样的人，向前进行的时候锐气十足，（遇到难点）倒退下来，也会非常迅速。

那些‘基业长青’的公司也必须‘为变革而建’。

The essence of fintech is finance; technology is merely a means, and we must not put the cart before the horse.

We are in the midst of a paradigm shift, where the focus is shifting from the individual to the collective.

最好的配方来自内心，而不仅仅是食谱书。