Our experience tends to confirm a long-held notion that being prepared, on a few occasions in a lifetime, to act promptly in scale, in doing some simple and logical thing, will often dramatically improve the financial results of that lifetime.

Digital transformation is not an option but a must.

在快速变化的世界中，适应性至关重要。

拥有再多的追忆，也永远比不上(对未来)抱著一点小小的希望。