解释：看到兔子再回头唤猎狗，还不算太晚；跑掉了羊再去修补羊圈，也不算太迟。

真相很少是纯粹的，也从不简单。

创新是银行业未来的关键。我们必须拥抱科技以保持竞争力。

Failure gave me an inner security that I had never attained by passing examinations. Failure taught me things about myself that I could have learned no other way. I discovered that I had a strong will, and more discipline than I had suspected; I also found out that I had friends whose value was truly above the price of rubies.