I think fearless is having fears but jumping anyway.

材料选择艺术家，正如艺术家选择材料。

There is no wasted journey in life, every step counts.

The dead are not powerless. Dead, is not powerless.

Success comes when preparation meets opportunity.

我宣布，毕竟没有什么能比阅读更令人愉快的了！任何事物，人们对它的厌倦远远不如对一本书的厌倦来得快。

君子吃饭无求过饱，……做事要勤奋，说话要谨慎，并能接近有道理的人，向他学习，以纠正自己的缺点，这就可以说是好学的人了。

The essence of fintech is finance; technology is merely a means, and we must not put the cart before the horse.