每一个失败的实验都是迈向成功的一步，只要你从中学习。

发展经济学最终是为了改善人们的生活。

On progress: "If you're competitor-focused， you have to wait until there is a competitor doing something. Being customer-focused allows you to be more pioneering."

数字化转型不是选择题，而是必答题，银行业必须拥抱科技变革。