Never use a credit card for credit. The only kind of credit， or debt， that is acceptable is debt to acquire something whose exchange value is extremely likely to increase， like in a home. The exchange value of most things diminishes or vanishes the moment you purchase them. Don’t be in debt to losers.

不幸之人有权结束自己的生命，尽可自行决定。但是，那将铸成大错。生命虽不幸，总有可为，也总可有所作为。活着就有希望。

A speculator is a man who observes the future, and acts before it occurs.

跨越国界和学科的合作是解决世界上最紧迫的健康挑战的关键。

The function of socialism is to raise suffering to a higher level.