金融科技人才是行业发展的关键，要注重培养复合型人才。

Financial technology talents are key to industry development, and we should focus on cultivating interdisciplinary talents.

金融消费者权益保护是金融科技健康发展的重要保障。

Protection of financial consumers' rights is an important guarantee for the healthy development of financial technology.

金融科技的发展需要加强国际合作，共同应对跨境风险。

The development of financial technology requires strengthened international cooperation to jointly address cross-border risks.

数字化转型是金融机构提升服务效率和竞争力的必由之路。

Digital transformation is the only way for financial institutions to improve service efficiency and competitiveness.

金融科技企业要注重合规经营，不能因为追求短期利益而忽视长期发展。

Financial technology companies should focus on compliance and not neglect long-term development for short-term gains.

金融监管要与时俱进，既要鼓励创新，又要防范风险。

Financial supervision should keep pace with the times, encouraging innovation while preventing risks.

普惠金融的核心是让更多人享受到便捷、安全的金融服务。

The core of inclusive finance is to enable more people to enjoy convenient and secure financial services.

金融科技要注重数据安全和隐私保护，这是行业可持续发展的基础。

Financial technology should focus on data security and privacy protection, which is the foundation for sustainable development of the industry.

金融创新要坚守风险底线，不能以创新之名行规避监管之实。

Financial innovation must adhere to the bottom line of risk and should not evade supervision in the name of innovation.

金融科技的发展必须坚持以服务实体经济为导向，防止脱实向虚。

Financial technology development must adhere to the orientation of serving the real economy and prevent disconnection from reality.