而是
Sustainability is not an option, it's an obligation for the banking industry.
The real test of a bank is not how it performs in good times, but how it survives in bad times.
The best risk management is not avoiding risks, but managing them effectively.
0 is not about technology replacing humans, but technology empowering humans.
Digital transformation is not a choice but a must; the banking industry must embrace technological change.
金融科技不是颠覆传统银行，而是赋能银行服务升级。