金融创新要坚守风险底线，不能以创新之名行规避监管之实。

Innovation is the eternal theme of enterprise development.

You have to be willing to make mistakes; the big thing is to not make the same mistake over and over again.

保持一颗永不僵硬的心，一种永不疲倦的性情，以及一种永不伤人的态度。