Our experience tends to confirm a long-held notion that being prepared, on a few occasions in a lifetime, to act promptly in scale, in doing some simple and logical thing, will often dramatically improve the financial results of that lifetime.

真正的韧性来自于为多种未来做准备，而不仅仅是预测一个未来。

Life is either a daring adventure or nothing at all.

简单的生活是高层次的思考。