在财务领域，风险和回报是相互关联的。

"We are all in the gutter, but some of us are looking at the stars."

I have noticed that youngsters given to the climbing habit usually do something when they grow up.

I always try to do things that scare me a little bit.

煤炭行业必须进化，否则就有被淘汰的风险。适应是生存的关键。