Financial technology is reshaping the banking industry, and we must actively embrace change rather than passively wait to be changed.

You’ve got to have models in your head. And you’ve got to array your experience—both vicarious and direct—on this latticework of models. You may have noticed students who just try to remember and pound back what is remembered. Well, they fail in school and in life. You’ve got to hang experience on a latticework of models in your mind.

It is the duty of the human understanding to understand that there are things which it cannot understand.

预测未来的最好方法就是创造未来。