The key to survival is preparation. Know your environment and be ready for anything.

I quite agree with them that it is not an ennobling experience. Poverty entails fear, and stress, and sometimes depression; it means a thousand petty humiliations and hardships. Climbing out of poverty by your own efforts, that is indeed something on which to pride yourself, but poverty itself is romanticised only by fools.

To convince someone of the truth, it is not enough to state it, but rather it must be found.

行动表达优先级。

银行的关键功能是将非流动性资产转化为流动性负债。