社会大脑假说认为，我们的智力进化是为了管理复杂的社会生活。

不经过一年中最寒冷的时候，无法知道松柏是最后凋谢的；不经过艰难的考验，无法知道一个人是不是真正的君子。

Innovation is the key to sustainable development in banking.

The biggest risk is not taking any risk. In a world that is changing quickly, the only strategy that is guaranteed to fail is not taking risks.

大海不拒绝水流，所以成其大；高山不拒绝石块，所以成其高。