Friends congratulate me after a quarterly-earnings announcement and say, 'Good job, great quarter.' And I'll say, 'Thank you, but that quarter was baked three years ago.'

Good research is like a good story—it has a beginning, a middle, and an end, and it holds together logically.

未来银行的核心竞争力在于数据驱动和客户洞察。

Success is not final, failure is not fatal: It is the courage to continue that counts.