解释：有的东西外表华丽而实质不好，有的东西实质很好而外表并不华丽。

I believe in the power of love and kindness.

Enterprises must fulfill their social responsibilities, promoting environmental protection and sustainable development while ensuring energy supply.

不要让自己被贫瘠的怀疑主义所污染。

银行要主动适应数字化趋势，但核心风控能力不能丢。