The idea that the future is unpredictable is undermined every day by the ease with which the past is explained.
认为未来不可预测的观点每天都在被我们轻易解释过去的事实所削弱。
Never use a credit card for credit. The only kind of credit, or debt, that is acceptable is debt to acquire something whose exchange value is extremely likely to increase, like in a home. The exchange value of most things diminishes or vanishes the moment you purchase them. Don’t be in debt to losers.
The future of banking lies in digital transformation.