在商业中，如果你不前进，你就在落后。
In business, if you're not moving forward, you're falling behind.
Financial innovation should be based on customer needs, not innovation for its own sake.
"The best way to predict the future is to build it."
最重要的是，你必须对自己忠实。
I don’t know how to explain it, but I feel like I was born to do this.