创新不仅仅是技术的问题，更是改变人们思维和工作方式的问题。
Innovation is not just about technology; it's about changing the way people think and work.
The best time to plant a tree was 20 years ago; the second-best time is now.
先分化，再征服。
Financial talent must understand both technology and business.
If you want something you've never had, you must be willing to do something you've never done.
尽量别用贪睡功能，它会训练你睡过头。