金融科技的关键不是技术本身，而是技术与金融场景的深度融合。
The key to fintech is not the technology itself, but the deep integration of technology with financial scenarios.
"A writer's duty is to tell the truth, even when it is uncomfortable."
权力在黑暗中保持强大；一旦暴露在阳光下，它就开始蒸发。
道家的自然观不仅是一个物理概念，更是一个形而上的概念。