The biggest risk in banking is not lending to bad borrowers, but borrowing from flighty lenders.
银行业最大的风险不是向不良借款人放贷，而是从善变的贷款人那里借款。
未来属于那些相信自己梦想之美的人。
The advantages found in history seem to be of three kinds， as they result either from the mere situation of the climate and country or from the form of government and of the character of the people， or from those finer principles and morals， which may be called the recommendations of philosophy.
创新不仅仅是技术的问题；它是关于改变思维方式和拥抱新的可能性。
Life is short, and it’s up to you to make it sweet.