A well-designed deposit insurance system can prevent bank runs without creating excessive moral hazard.
设计良好的存款保险制度可以防止银行挤兑，同时不会造成过度的道德风险。
The novel is a lie that makes us see the truth.
The most exciting discoveries often come from looking at old problems in completely new ways.
A building is not just a place to be, but a way to see.
The world is full of magic things, patiently waiting for our senses to grow sharper.