A well-designed deposit insurance system can prevent bank runs without creating excessive moral hazard.
设计良好的存款保险制度可以防止银行挤兑，同时不会造成过度的道德风险。
I don't act to escape life, I act to live more deeply.
"The past is not dead; it lives in the stories we choose to remember and retell."
对于世界而言，你是一个人；但是对于某个人，你是他的整个世界。
找到真相的最好方法就是亲眼目睹。