韧性是通过从失败中学习而建立的，而不仅仅是庆祝成功。

"Time is not a line but a dimension, like the dimensions of space."

The idea that we will make a society where literally everybody is graded, the good at the top, bad at the bottom, exactly done as it should be, is impossible. There are simply too many random factors: accidents, accidents of birth, accidents of things dropping on people's heads, illnesses, etc. We will never get to grade them, never get to grade people as they should.

金融体系的稳定性取决于监管与创新之间的平衡。