Our experience tends to confirm a long-held notion that being prepared, on a few occasions in a lifetime, to act promptly in scale, in doing some simple and logical thing, will often dramatically improve the financial results of that lifetime.

The only thing that separates us from the animals is our ability to accessorize.

"I suppose it's like the Titanic. The iceberg was real, but the ship was just a ship."

老时相信一切，中年怀疑一切，青年知道一切。