投资者应警惕高费用和复杂的产品。
Investors should be wary of high fees and complex products.
好的政策需要健全的理论和实证验证。
我不害怕说出自己的想法，即使它不受欢迎。
"The purpose of a writer is to keep civilization from destroying itself."
The most exciting discoveries often come from paying attention to unexpected results.
