"The truth is not what you remember, but what you can no longer forget."

Deposit insurance changes the behavior of both banks and depositors.

人类的选择在于自由和幸福之间，而对于大多数人来说，幸福更好。

Don’t ask yourself what the world needs. Ask yourself what makes you come alive and then go do that， because what the world needs is people who have come alive.

简单不是缺乏复杂，而是对复杂的解决。